BUYING YOUR HOME

Make A Budget! Obviously many of the items in the checklist involve finances and, more particularly, how to make sure you are fiscally ready for a new home. Long before you sign mortgage papers, see how much you can afford, look at what will and will not work budget-wise for your family and make a budget that is realistic!

Get Pre-Approved! Essentially, one of the very first things you want to do before ever shopping for a home is get pre-approved for a mortgage. Without this part of the parcel intact there is really no sense in even getting the ball rolling on buying a home in the first place. Make sure you get pre-approved before starting to shop.

Start Shopping! Clearly we gave away the fifth item in our list in the fourth bullet point. That is, again, start looking for a new home! The internet can of course can be an excellent means of shopping, but so too can driving around the neighborhoods you are looking at, cold calling realtors and stomping the pavement on route to the new home of your dreams.

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